My new budget

This is a screen shot of my new budget.  I hope I have gotten every category that I needed.  I really need to be better with money.  I don’t know if I will actually sit down with this and use it consistently but I have to do something.  I actually just saw a few things I left off, like me saving up for a new computer and my internet payment.  Luckily I did this in Word so it will be easily fixable.  It’s so hard to watch your spending.  My husband and I make good money for the place we live but we often don’t have a lot leftover.  I really want to have a good amount of savings just in case.  I’d love to travel some and for my kid to do all the things she wants to do.  If you like the budget and want an editable copy, send me an email at thesimplestamper@yahoo.com.  It may take me a few hours (I work full time) but I will get it to you as soon as I can.  Thanks!!

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Colored night

This a blatant rip-off of a card I saw in one of the Facebook card-making groups I’m in.  I didn’t remember to get the original poster’s name but whoever you are, thank you.  She pointed me in the direction of looking up the Northern Lights tutorials on Youtube.  I can’t believe how easy this card is to make!!  It looks so complicated but all I did was smear ink around.  I can totally get into that.  Had to use SU!’s Lovely as a Tree since that is the ultimate go-to stamp.  I hope Stampin Up! never retires that one because I fear there would be a huge boycott. LOL.  Well, I hope you enjoy the card.  I used so many different companies on this card that I can’t tell you which was which.  I promise I will try to keep better track of my supplies.

night lights

Jane’s Agenda shop

One of my favorite planner and budget shops is Jane’s Agenda.  You can find it at www.janesagenda.com.  She makes printable planner inserts or she can print them out for you.  I think she is not printing herself right now because of a move or something but I think she will resume.  Her stuff is colorful, which I love and functional.  I still use some of her printouts in my Plum Planner.  I just use a coil clip.  What I like most is that she doesn’t overwhelm you with choices.  I find that if I’m given too many choices, it stresses me out.  Anytime I have had a question, I received a response from her within 24 hours.  She has modified some of her printables for me as well.  If you like to print your own stuff, her shop is definitely one to try out.

Blackberry Bliss Medallion

This is another variation of my medallion cheat card.  I love the Blackberry Bliss ink and cardstock from Stampin Up!  It is both masculine and feminine.  I love colors that can do that.  I think gold looked pretty with this so I laid down a strip of gold glitter washi.  I like the overall effect.  These cards come together in a snap, they would be perfect for a stamp camp or class.

bbb medallion
$15 for 10 cards

Pink and Green Circle Circus

This is actually a card I made years ago and kept because I liked how it turned out.  I had just had my daughter and was all gung-ho about making thank you cards for everyone that gave me a gift at the shower.  I got about 5 cards in and said “to heck with it”.  Went and about some cards and just filled them out.  The idea of hand making them was nice, but not quite feasible with a newborn not to mention all the visitors we had.  Our shower colors were green, pink, and brown.  I must say that SU!’s “Circle Circus” should have never been retired.  That is one of the most useful sets I have ever owned.  Kind of up there with “Lovely as a Tree”.  I could see this card being done with the hexagon set that SU! has (I can’t remember the name of it!  Sorry!) or with smaller flowers.  This is such a versatile layout.pink and green circle circus

Katscrappiness.com

I’ll admit that I have not yet purchased from Kathleen Driggers but I will be getting my Stampaholic from her.  The reason I am reviewing her and listing her as a favorite before actually purchasing anything is because she is an outstanding person.  My blog is brand new, and I had a lot of questions.  She took the time out of her day to chat with me on Facebook about how to do some different things with my blog and has answered many stamping questions I have had.  You can’t beat that kind of customer service.  I am constantly on Facebook and all I see are positive comments about her and her shop.  I really hope you check it out. It is www.katscrappiness.com.  You will be satisfied or she will do everything in her power to make sure you get what you want.

Mint.com

Well, I signed up for a Mint account a couple weeks ago.  I don’t know if ya’ll have ever used their services (Yes, I’m Southern hence the “ya’ll”).  Its a free program and it links all the accounts you want it to into one system so you get an overall picture of your debt to income ratio.  I have my bank account, my CD’s , my prepaid Bluebird account, my mortgage, my personal loan, and my car loan linked.  At first, it was quite depressing to look at.  The mortgage is considered a negative credit in Mint even though it will result in a positive.  After having it a few days, it has made me more aware of my spending and where my money goes.  It sends messages to my cell phone telling me when I have a bill due which is very nice because most of my bills are automatic withdrawals. Today I downloaded the mobile app.  I don’t care for it as much as the desktop version but I haven’t gotten in there to really play around.  Overall, if you are looking to categorize your spending, this is such a useful app.  You can break it down to categorizing things under “hobby”.  If you are looking for an easy way to see where your money is going, I really think you need to check out Mint. Just go to http://www.mint.com and sign up for an account.  Ya’ll let me know what you think about it.